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1. Purpose: These Terms and Conditions govern your access to and use of our website (the "Site") and the services provided therein, including but not limited to business credit reports, insurance authority information, and other related content (the "Services").
2. Agreement: By accessing or using the Site, you agree to be bound by these Terms and Conditions and our Privacy Policy.
1. Nature of Services: Our Services provide information for business purposes only, including business credit reports, insurance authority details, and related data. The information provided is for informational purposes only and should not be construed as financial, legal, or professional advice.
2. Accuracy of Information: While we strive to provide accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or reliability of the data provided. Users are responsible for verifying the information before acting on it.
1. Account Creation: In order to access certain features or purchase reports, you may be required to create an account and provide certain information (e.g., business name, billing information, etc.).
2. Account Security: You agree to maintain the confidentiality of your account login details and are responsible for any activities under your account.
1. Permitted Use: You agree to use the Site and Services only for lawful purposes and in accordance with these Terms. You will not use the Site for any fraudulent, abusive, or unlawful activities.
2. Prohibited Use: You shall not attempt to gain unauthorized access to any part of the Site, interfere with its functioning, or engage in any activity that disrupts the performance or security of the Site.
1. Payment Terms: Payment for reports and other Services is required at the time of purchase. Payments are processed securely via credit card.
2. Billing Information: You agree to provide accurate and complete billing information, including credit card details, for the purpose of processing payments.
3. Refund Policy: Due to the nature of the Services (i.e., providing downloadable or viewable reports), all purchases are final and non-refundable. If you encounter an issue with the report or purchase, please contact us within 7 days for assistance.
1. Ownership: The content on the Site, including but not limited to reports, data, text, graphics, logos, and trademarks, are the intellectual property of PertoTech LLC dba MyVerified or its licensors and are protected by copyright laws.
2. Limited License: We grant you a limited, non-exclusive, non-transferable license to access and use the Services for your internal business purposes, subject to these Terms.
1. Privacy Policy: Our Privacy Policy outlines how we collect, use, and protect your personal and business information. By using the Site, you consent to the practices described in our Privacy Policy.
2. Security: We implement industry-standard security measures to protect your data, including encryption during payment transactions. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee the absolute security of your data.
1. No Professional Advice: The information provided through our Services is for informational purposes only and should not be considered professional advice (financial, legal, etc.). We recommend consulting with a qualified professional before making any decisions based on the information provided.
2. No Guarantee of Accuracy: While we strive to provide accurate information, we do not guarantee the accuracy, completeness, or reliability of the content.
3. Availability of Services: We do not guarantee that the Site or Services will be available at all times without interruptions or errors.
1. Limitation: To the fullest extent permitted by law, PertoTech LLC dba MyVerified shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or Services.
2. Maximum Liability: Our total liability to you for any claims arising from these Terms and Conditions shall be limited to the total amount you paid for the Service in question.
1. Termination by Us: We reserve the right to suspend or terminate your access to the Site and Services at our discretion, without prior notice, for violation of these Terms.
2. Termination by You: You may cancel your account at any time by following the instructions on the Site. However, cancellation does not entitle you to a refund of any payments made.
1. Your Responsibility: You agree to indemnify and hold PertoTech LLC dba MyVerified, its affiliates, officers, directors, and employees harmless from any claims, losses, liabilities, or expenses (including legal fees) arising from your use of the Site or violation of these Terms.
1. These Terms and Conditions are governed by the laws of Utah, and you agree to submit to the exclusive jurisdiction of the courts in Utah.
1. Amendments: We may update or modify these Terms from time to time. When changes are made, we will post the updated Terms on the Site and update the "Last Revised" date. Continued use of the Site after any changes constitutes acceptance of the revised Terms.
1. Severability: If any provision of these Terms is found to be invalid or unenforceable, the remainder of the Terms will remain in effect.
2. Entire Agreement: These Terms constitute the entire agreement between you and PertoTech LLC dba MyVerified. with respect to your use of the Site and Services.